World Lender Plan Look Doing work Paper Series 8040

Demirguc-Kunt, Asli, Leora Klapper, Dorothe Musician, Saniya Ansar, and you can Jake Hess. 2018. In the world Findex Database 2017 : Measuring Monetary Addition additionally the Fintech Wave.

DeNavas-Walt, Carmen, Bernadette D. Advertising. Earnings, Impoverishment and you will Health insurance Publicity in america: 2007. All of us Department regarding Commerce Economics and you may Statistics Management.

Denizer, Cevdet, Holger C. Wolf, and you may Yvonne Ying. 2002. Household Discounts on the Transition. Log out-of Comparative Economics 30: 463–475.

Di Maggio, for the J. Secrets, Tomasz Piskorski, Rodney Ramcharan, Amit Seru, and Vincent Yao. 2017. Interest Violation-Through: Mortgage Rates, Household Application, and Volunteer Deleveraging. Western Economic Remark 107 (11): 3550–3588.

Dillingh, Rik, Henriette Prast, . Who would like to Enjoys Their property And Eat It Too? Need for Reverse Mortgages on Netherlands. Journal of Property Business economics 38: 25–37.

Dixon, Lloyd, Noreen Clancy, Seth A. Seabury, and you may Adrian Overton. 2006. The fresh new National Flood Insurance coverage Program’s Industry Penetration Speed: Prices and you may Plan Implications. Rand Enterprise

Duflo, Esther, William Gale, Jeffrey Liebman, https://autotitleloansplus.com PIeter Orszag, and you may Emmanuel Saez. 2006. Rescuing Bonuses to own Reasonable- and you can Center-Money Family: Facts out-of a field Test out H&Roentgen Cut-off. The newest Every quarter Log of Business economics 121 (4): 1311–1346.

Dushi, Irene, and you can Anthony Webb. 2004. Annuitization: Preserving your Possibilities Discover. Boston College Cardio having Later years Browse Performing Papers Zero. 2004-04.

Dynan, Karen Age., Jonathan Skinner, and you can Stephen P. Zeldes. 2002. The necessity of Bequests and you will Lifetime-Cycle Protecting in the Financial support Accumulation: A different sort of Address. American Monetary Review 92 (2): 274–278.

Eggertsson, Gauti B., and you will Paul Krugman. 2012. Financial obligation, Deleveraging, and Liquidity Pitfall: Good Fisher-Minsky-Koo Strategy. The fresh Quarterly Diary away from Economics 127 (3): 1469–1513.

Gerardi, Kristopher, Kyle F

Elul, Ronel, Nicholas S. Souleles, Souphala Chomsisengphet, Dennis Glennon, and you will Robert Appear. 2010. Just what ‘Triggers’ mortgage standard? American Financial Review: Papers and you may Process a hundred (2): 490–494.

Fama, Eugene F., and Kenneth R. French. 2010. Fortune versus Skills regarding Cross-Part of Mutual Fund Productivity. The fresh new Log off Finance 65 (5): 1915–1947.

Feinberg, Richard An excellent. 1986. Handmade cards since Using Assisting Stimuli: A fitness Interpretation. Log off Consumer Browse thirteen (3): 348–356.

Feldstein, Martin S. 1973. Income tax Bonuses, Business Protecting, and you may Capital Buildup in america. Journal out-of Societal Economics dos (2): 159–171.

Finkelstein, Amy, and you can James Poterba. 2002. Selection Consequences in the uk Individual Annuities Field. The economic Record 112 (476): 28–50.

Fisher, Patti J., and you can Sophia Anong. 2012. Relationship out-of Rescuing Motives to help you Rescuing Activities. Journal of Monetary Counseling and you may Thought 23 (1): 63–79.

Fisher, Patti J., and you may Catherine P. Montalto. 2010. Aftereffect of Rescuing Purposes and you may Panorama to your Protecting Habits. Log off Financial Mindset 29: 92–105.

Arizona, DC: World Financial

Flesaker, Bjorn, and you may Ehud We. Ronn. 1993. The Pricing of Firearms (Losing Rate of interest Varying-Price Mortgages). Record out-of A house Funds and you may Business economics six: 251–275.

Fornero, Elsa, . Describing As to the reasons, Proper otherwise Incorrect, (Italian) House Hate Opposite Mortgages. Diary away from Your retirement Economics & Fund 15 (2): 180–202.

Pal, Irwin, and you can Joel Hasbrouck. 1983. Protecting and you may Immediately after-Tax Rates from Get back. Brand new Breakdown of Economics and Analytics 65 (4): 537–543.

Gabaix, Xavier, and you can David Laibson. 2006. Shrouded Qualities, Consumer Myopia, and Recommendations Inhibition inside Competitive Avenues. Every quarter Diary from Economics 121 (2): 505–540.

Gallaher, Steven, Ron Kaniel, and you will Laura T. Starks. 2015. Advertising and Common Funds: Away from Parents in order to Personal Fund. Centre having Economic Coverage Search Dialogue Papers Zero. DP10329.

Herkenhoff, Lee Age. Ohanian, and you will Paul Willen. 2018. Can not Pay or Would not Shell out? Jobless, Negative Security, and you may Proper Default. Writeup on Economic Education 31 (3): 1098–1131.

Graham, John R., Campbell Roentgen. Harvey, and you can Hai Huang. 2009. Investor Competence, Change Frequency, and Domestic Bias. Government Science 55 (7): 1094–1106.